WHAT IS SHOP PAY?
Shop Pay is offered by Affirm.
Shop Pay gives you the option to pay in full at checkout, or to split your purchase into regular payments with Shop Pay Installments, both online and in store. Installment options vary by store and can be used on orders over $50 USD, including discounts, shipping, and taxes.
WHAT ARE THE PAYMENT PLANS?
Purchases between $50 USD to $17,500 USD are eligible for Shop Pay Installments, with options to:
Pay in 4 for purchases $50 to $999
- Interest-free payments every 2 weeks
- No impact to your credit score
Pay monthly for purchases $150 to $17,500
- 3, 6, or 12-month terms
- Rates from 0-36% APR
- No impact to your credit score to apply
AM I ELIGIBLE FOR SHOP PAY?
We offer Shop Pay Installments as an option for you at checkout, but it is managed by Affirm. The information below is also available from the Affirm Shop Pay website.
You must be over the age of 18, reside in the US, and be paying in USD to use Shop Pay Installments.
Your credit scores aren't impacted if your purchase is split into 4 bi-weekly payments using Shop Pay Installments. If your purchase is split into monthly payments, then your payments may be reported to a credit bureau.
Note:To use Shop Pay Installments you need a US shipping address.
WHERE CAN I FIND MORE INFORMATION ABOUT SHOP PAY INSTALLMENTS?
The information on this page is also available from the Affirm Shop Pay website.